According to a recent MLIV Pulse survey—a weekly survey conducted by Bloomberg’s Markets Live team—the 553 investors who responded believe you need somewhere between $3 million and $5 million to…
Tag: Retirement
Advice From A Pro On How To Fix America’s Retirement Crisis
In an interview with Barron’s, TIAA president and CEO Thasunda Brown Duckett discussed the looming retirement crisis in America, pointing to a $4 trillion retirement income gap that suggests roughly…
What We Can Learn From People Who Hate Retirement
Many people dream about retirement during their 30 or 40 years in the workforce, but what happens when that dream falls short in reality? That’s a question posed in an…
A Stock Market Decline Shouldn’t Ruin Your Retirement
If you’ve been socking money away in a 401(k) or IRA for years, the last thing you want just before you venture into retirement is a stock market downturn. Underperformance…
It Shouldn’t Be Hard To Save For Retirement
There are many ways the U.S. government has enticed Americans to save for retirement, but they still haven’t been enough to get people to actually do it. An article in…
The Importance of Drawdown Management in Retirement Planning
Many investors think that the best way to maximum their spending rate in retirement is to invest in the asset classes with the highest long-term returns. And that is true…
It Will Take A “Miracle” To Retire
46% of Millennials, 45% of Gen Xers, and 30% of Boomers think it will take a “miracle” to retire. This according to the 2021 Natixis Global Retirement Index, as detailed…
Laurence Kotlikoff: Most Retirement Planning is Wrong
In an interview with Barron’s, economist Laurence Kotlikoff doles out some practical advice for retirement planning. The focus should be on smoothing and protecting spending throughout a person’s lifetime and…
Enjoy Retirement Without Going Broke
While many people focus on accumulating money for retirement, decumulating it during retirement can also be a challenge. This from an opinion piece in The New York Times. It’s hard…
The Importance of Drawdowns in Retirement Planning
By Jack Forehand, CFA, CFP® (@practicalquant) — One of the things I have tried to do with my articles is to use them as an opportunity to learn. Throughout my career, my focus…