Top value investor Mario Gabelli says the way to make money in the financial sector is by investing in smaller, local banks. Gabelli tells FOX Business Network that he sees a round of consolidation coming for the sector, from which small, local bank shares will benefit. He’s less enthusiastic about money center banks, he says. Gabelli also talks about his bottom-up investing approach, fourth-quarter earnings, and why he’s excited about potential spin-offs.