There are many ways the U.S. government has enticed Americans to save for retirement, but they still haven’t been enough to get people to actually do it. An article in…
Tag: Retirement
The Importance of Drawdown Management in Retirement Planning
Many investors think that the best way to maximum their spending rate in retirement is to invest in the asset classes with the highest long-term returns. And that is true…
It Will Take A “Miracle” To Retire
46% of Millennials, 45% of Gen Xers, and 30% of Boomers think it will take a “miracle” to retire. This according to the 2021 Natixis Global Retirement Index, as detailed…
Laurence Kotlikoff: Most Retirement Planning is Wrong
In an interview with Barron’s, economist Laurence Kotlikoff doles out some practical advice for retirement planning. The focus should be on smoothing and protecting spending throughout a person’s lifetime and…
Enjoy Retirement Without Going Broke
While many people focus on accumulating money for retirement, decumulating it during retirement can also be a challenge. This from an opinion piece in The New York Times. It’s hard…
The Importance of Drawdowns in Retirement Planning
By Jack Forehand, CFA, CFP® (@practicalquant) — One of the things I have tried to do with my articles is to use them as an opportunity to learn. Throughout my career, my focus…
How to Avoid Common Mistakes That Could Derail Your Retirement
For those in retirement, the roller coaster of the past year proves that the biggest influence on their nest egg is “not what they hear on the news, but rather…
Eight Financial Strategies to Consider During the COVID-19 Shutdown of 2020
By Justin J. Carbonneau The recent declines in the market along with the overall shutdown of the economy may have many investors feeling a little hopeless and paralyzed—all completely normal…
American’s Retirement Dreams Destroyed by Coronavirus Shock
“After a 40-year-long shift from traditional pensions to individual 401(k) retirement accounts, Americans’ financial security is now defenseless against whatever crisis comes along,” according to a recent article in Bloomberg.…
Nobel Laureate on Solving the 'Nastiest, Hardest' Problem in Retirement
A few decades ago, Nobel Prize-winning economist William Sharpe—creator of the Capital Asset Pricing Model (CAPM) and the return metric called the Sharpe ratio—turned his attention to the risk Americans…